Personal Wallet
Private customers can use Anvofin for daily banking, instant transfers, Visa cards, Apple Pay, Google Pay, savings spaces, mobile money payments, bill payments and secure wallet management.
Platform stack
One ecosystem for people, merchants and enterprises.
Built as a full Anvofin banking ecosystem: private wallets, business banking, kids wallets, mobile money, cards, POS, Trust approvals and merchant operations.
Business Wallet
Companies can manage merchant payments, business accounts, employee access, settlement flows, payroll, invoices and operational finance directly inside Anvofin.
Kids Wallet
A safe wallet for children with parental control, spending limits, learning features, monitored transfers and family-based financial education.
Mobile Money Network
With the Anvofin wallet, customers can send money in seconds to Mobile Money operators across Africa, pay bills, top up airtime, pay merchants and move funds between wallet, bank and mobile networks.
Company sub-accounts
Businesses can create dedicated sub-accounts for teams, departments, branches, agents or projects with spending control and clear financial separation.
Anvofin Trust
Secure approval infrastructure for sensitive payments, risk-based confirmations, biometric login, device binding and high-value transaction protection.
Anvofin POS
Smartphone-based payment terminal for tap-to-pay, QR payments and merchant checkout. Designed for shops, delivery, markets, agents and mobile businesses.
Global corridors
Worldwide, China, India and Gulf Region connected to the Anvofin wallet.
Anvofin can connect African customers, families, merchants and businesses with major international payment corridors, allowing money to move directly from the Anvofin wallet to global banking systems, China payment networks, India payment rails and Gulf Region financial systems.
1. Worldwide banking & IBAN transfers
International IBAN accounts, SWIFT transfers, bank payouts, global routing, multi-currency settlement and worldwide payment infrastructure connecting Africa with Europe, Asia, the Americas and international financial markets.
2. China corridor
Direct Anvofin wallet transfers toward China-focused payment ecosystems, including future Alipay and WeChat Pay style payment flows, merchant payments, business settlement and digital wallet connectivity.
3. India corridor
Fast transfer routes from the Anvofin wallet to India-focused payment systems, bank payouts, family support, merchant payments and business settlement connected with African accounts and mobile wallets.
4. Gulf Region corridor
Direct wallet transfer flows for UAE, Saudi Arabia, Qatar, Kuwait, Bahrain and Oman, built for African diaspora workers, families, merchants and businesses who need simple and fast money movement back home.
Wealth & community finance
Invest, save together and grow inside the Anvofin wallet.
Beyond banking and payments, Anvofin can present a wealth layer for modern customers: regulated investment access, ETF products, selected crypto exposure, Anvofin Coin utility concepts and TonTon group savings.
ETF & investment access
Offer simple investment journeys for long-term savings, ETFs, thematic portfolios and future regulated wealth products inside the same banking app.
Coin & own token vision
Support selected digital asset experiences and an Anvofin Coin concept for loyalty, rewards or ecosystem utility, subject to regulation and compliance.
TonTon savings
A digital community savings function inspired by rotating savings groups: family, friends or local groups can save together with transparent rules and Trust-based confirmations.
Agent cash network
Cash access everywhere, connected to the Anvofin wallet.
Anvofin can build a local agent network where customers can withdraw cash, deposit cash and receive wallet top-ups in seconds through trusted agents, cards and partner financial systems.
Anvofin Agent Network
Specially approved Anvofin agents can operate in local shops, markets, transport points and communities, allowing customers to withdraw the cash they need directly from their wallet.
Cash deposit & withdrawal
Customers can deposit physical cash into their Anvofin wallet or withdraw cash from their wallet at verified agent locations.
Instant wallet funding
Wallets can be funded online through other financial systems such as credit cards, bank rails and partner payment networks, with fast settlement into the Anvofin balance.
From digital wallet to real cash
The system gives customers flexibility: receive money digitally, keep it safely in the Anvofin wallet, pay with it, transfer it, or withdraw only the cash needed through an agent.
Trust infrastructure
Security that feels simple.
Anvofin Trust separates risky actions from normal banking. High-risk transfers can require an independent mobile approval, biometric confirmation and a short-lived approval token.
5mApproval window
2FADevice layer
POSMerchant ready
HQOps view
Payment flows
From customer wallet to merchant settlement.
A clean transaction story for the homepage presentation, explaining how Anvofin can serve everyday payments and business operations.
1. Customer pays
Card, wallet, QR or mobile money checkout starts from the Anvofin app or POS terminal.
2. Risk checks
Backend evaluates amount, destination, device and customer behavior before settlement.
3. Trust approval
When required, the Trust app asks for biometric or credential confirmation.
4. Merchant receives
Payment status is confirmed to POS, merchant dashboard and HQ operations.
Leadership
The people building Anvofin.
A Pan-African fintech banking ecosystem requires vision, infrastructure, compliance, operations, technology and execution at global scale. Meet the founders behind Anvofin.
Liesenbein Andy
Garot Damien
Sevellec Ronan
Vannucci César
Lambert Sushil Michel
Rocchio Gianluca
Wilmes Max
Mischler Oscar
Investor presentation homepage
Anvofin is positioned as a Pan-African fintech banking OS.
Consumer finance, merchant acceptance, direct Gulf and India corridors, secure approvals, investments, TonTon community savings and internal HQ operations can become one scalable platform for Africa’s digital money movement.
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